A WDI inspection is the report your lender asks for before a home sale closes. We write them on the state-required NPMA-33 form, usually within one business day, for $295 — and we credit the full fee toward treatment if the report turns something up.
Which one do you need?
| You are… | What you need | Price |
|---|---|---|
| A realtor | NPMA-33 for a closing, scheduled fast, invoiced at closing | $295 |
| Buying a home | NPMA-33 report, usually required by your lender | $295 |
| Selling without an agent | Pre-listing inspection, so a buyer’s report can’t reprice your deal | $295 |
| Staying put | Written inspection of your own home, no transaction involved | $150 |
What a WDI inspection actually covers
Four wood-destroying insects, not just termites: subterranean termites, carpenter ants, carpenter bees, and reinfesting wood-boring beetles. The report records visible evidence of active infestation, evidence of previous infestation, visible damage, and conducive conditions — the moisture and wood-to-ground contact problems that invite the next infestation.
We inspect the accessible exterior and interior: foundation walls and perimeter, basement, crawl space, sill plates and rim joists, attached garage, attic where accessible, and the visible framing. Then it goes on the NPMA-33 and you get it as a PDF.
What it does not cover
Being straight with you about this matters more than selling you the service. A WDI inspection is visual and limited to accessible areas. We do not open walls, pull up flooring, or move stored belongings. A finished basement, a full crawl space, or a wall of boxes in the garage all limit what anyone can see — and the report will say so where that is the case.
It is also not a structural or general home inspection, and it does not evaluate mould or rot except where it relates to insect activity.
Why ours costs $295
Because we are signing our name to it. A WDI report is a statement to a lender and a buyer about a house they are about to commit hundreds of thousands of dollars to, and Ohio requires inspectors to carry errors and omissions insurance for exactly that reason.
You can find cheaper. Home inspectors will often add a WDI to a general home inspection for very little, and that can be the right call — a single visit, one invoice. What you get from us instead is a licensed termite company writing the report, which means if it turns something up, the person explaining your options has actually treated the problem before.
If the report finds something and you have us treat it, the $295 comes straight off the treatment price.
How fast can you get out?
Usually next business day, often same day for a closing that’s under pressure. Real estate timelines are not flexible and we build around that — see the realtor page for how we handle scheduling and invoicing on a deadline.
Frequently asked questions
What is an NPMA-33?
The standard national form for reporting wood-destroying insect findings in a real estate transaction. Lenders, particularly on FHA and VA loans, generally require one. It is sometimes called a termite letter, a WDI report, a WDO report, or a termite inspection certificate — same document.
Who pays for it, the buyer or the seller?
It depends on the contract and local custom. In this market it is negotiated either way, and on VA loans the fee frequently lands with the seller. Your agent will know how your specific deal is written.
How long is the report good for?
Most lenders want one dated within 30 to 90 days of closing. If your deal drags, check with your lender before assuming an older report still works.
What happens if the report finds termites?
The finding goes on the form, and it typically becomes a negotiation between buyer and seller about treatment before closing. We can quote the treatment immediately, and the inspection fee comes off it.
Do you inspect properties outside Montgomery and Greene counties?
Ask us. We serve Montgomery and Greene routinely and will travel for the right job.
Greater Dayton Pest & Rodent · 733 Salem Ave, Dayton OH 45406 · (937) 569-3330 · Ohio Department of Agriculture licensed, lic. #170858 · Licensed for wood-destroying insect inspections